First, I find using a phone app impossible, so I downloaded the Apex Invest app on my desktop Mac with no problem. To check whether the company was safe, I searched and found (is trading with Apex safe ) with Mitch Shoesmith, which you all should watch, Happy with that, I opened an account with Apex Invest. no problem, and transferred one of my cash ISAs into my cash isa account paying 5.17% seeing an opportunity in the stock market, I transferred money from my cash isa to my investment isa so I could deal/buy shares. dealing was quite easy and I now have my money invested with a dividend of 5.24%and the opportunity of seeing my investment grow, so yes, I am happy with Apex Invest.